Las Vegas' dedicated resource for military homebuyers — BAH strategy, VA loans, and PCS moves handled by people who understand orders don't wait. Run the numbers below, then talk to a specialist who gets it.
"You raised your right hand for us. The least we can do is stand on the right side of every housing decision you make. At You Decide Realty, we believe a service member's tax-free BAH should build your equity — not a landlord's. We will tell you the truth even when it costs us the sale, we will honor your timeline even when orders compress it, and we will treat your family's move as the mission it truly is. Your Choice. You Decide. We just make sure you decide with the full picture."
Three free calculators built on current 2026 Las Vegas BAH rates and VA loan rules. No login, no pressure — just clarity.
See your tax-free Nellis/Las Vegas housing allowance, what it's really worth as taxable pay, and the home price it could support.
*Estimate only — assumes BAH applied to a $0-down VA loan at ~6.5%, with ~20% of payment reserved for taxes & insurance. Nevada has no state income tax, which raises your real buying power. Not a pre-approval or lending commitment.
Estimate your true monthly payment on a VA loan — including the funding fee — and see how it stacks against your BAH.
Property tax est. at ~0.65% (Clark County) + insurance ~$85/mo. Funding fee shown is rolled into the loan (common for $0-down buyers). Exempt applies to most veterans with a service-connected disability rating. Estimates only.
The honest one. Buying and selling costs ~9% round-trip. This tool tells you whether your tour is long enough to come out ahead — or whether renting (or holding as a rental) is the smarter play.
Simplified model for education only — assumes $0-down VA loan at ~6.5%, ~9% combined buy+sell costs, and rent as the alternative. It does not model the keep-as-rental option, which can flip a "rent" result to "buy." Ask a You Decide specialist to run your real numbers.
Effective January 1, 2026 · Nellis AFB / Las Vegas Military Housing Area (MHA NV212, covering Nellis & Creech). Rates rose ~4.2% for 2026.
| Pay Grade | With Dependents | Without Dependents |
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Source: DoD Basic Allowance for Housing tables (2026), cross-verified via Veteran.com and VetCalc. Confirm your exact entitlement with your finance office. Prior-enlisted officer rates (O-1E/O-2E/O-3E) are slightly higher and included above.
Everything we get asked about BAH, VA loans, PCS moves, and building wealth at every duty station. Search it, or browse by topic.
Whether orders just dropped or you're a year out, the earliest conversation is the most valuable one. Tell us where you are and we'll build the timeline backward from your report date.
A You Decide Realty veteran specialist will reach out within one business day. Check your email for confirmation.