Las Vegas Real Estate Tools  ·  You Decide Realty

Know your numbers
before you make a move.

Two powerful calculators built specifically for the Las Vegas market. Pre-loaded with real Nevada transfer tax rates, Clark County closing cost estimates, and current title fee ranges. Every number is an estimate — and every estimate is built to be honest.

Mortgage Calculator

Estimate your monthly mortgage payment including principal, interest, property taxes, homeowner's insurance, HOA, and PMI if applicable. Built for the Las Vegas metro market.

Home Price
$650,000 OR ENTER EXACT
$100K$500K$1M$2M$3M
Down Payment
Loan Amount: $520,000
Loan Details
Monthly Costs — Pre-loaded with Nevada / Clark County rates
Mortgage Payment Estimate
You Decide Realty LLC  ·  youdeciderealty.com  ·  702-843-0044
Monthly Payment Breakdown
Estimated Total Monthly Payment
$4,247
Principal + Interest + Tax + Insurance
Principal & Interest $3,543
Property Tax (monthly) $260
Homeowner's Insurance $217
Loan Summary
Loan Amount $520,000
Total Interest Paid $596,350
Total Cost of Loan $1,116,350
Break-Even on Down Payment ~4.2 yrs
Loan-to-Value (LTV) 80.0%
Estimates only. Not financial advice. All figures based on inputs provided.
Commission not included — discussed at consultation per NRS 645.254.
© 2026 You Decide Realty LLC  ·  NV License B.1003067  ·  702-843-0044
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Net Proceeds Calculator

Estimate what you'll walk away with after selling your Las Vegas home. Includes Nevada transfer tax, Clark County title insurance, escrow fees, and all typical closing costs. No commission percentages are shown — we'll discuss that in your free consultation.

Expected Sale Price
$650,000 OR ENTER EXACT
$100K$500K$1M$2M$3M
Current Mortgage Balance
Gross Equity: $330,000
Nevada / Clark County Closing Costs — Pre-loaded with actual rates
Additional Seller Costs (Optional)
Net Proceeds Estimate
You Decide Realty LLC  ·  youdeciderealty.com  ·  702-843-0044
Estimated Net Proceeds
You Walk Away With (Estimated)
$296,575
After mortgage payoff + all closing costs
Sale Price $650,000
— Mortgage Payoff −$320,000
Gross Equity $330,000
— Nevada Transfer Tax (0.51%) −$3,315
— Owner's Title Insurance −$3,250
— Escrow / Settlement Fee −$1,800
— Recording Fees −$150
— Notary / Signing Fee −$175
Total Closing Costs −$8,690
Estimated Net to You $321,310
Nevada / Clark County Closing Cost Reference
Transfer Tax (Clark County) $2.55 per $500 ≈ 0.51%
State Base Rate $1.95 per $500
Clark County Additional $0.60 per $500
Owner's Title Insurance ~0.40%–0.60% of price
Escrow / Settlement $1,200–$3,000 typical
Recording Fees ~$150–$200
Commission Discussed at consultation
Estimates only. Not financial advice. All figures based on inputs provided.
Commission not included — discussed at consultation per NRS 645.254.
© 2026 You Decide Realty LLC  ·  NV License B.1003067  ·  702-843-0044
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Let's talk about your home.
Schedule a Free Consultation
Important Disclaimers & Legal Notices
These calculators provide estimates only and are not a guarantee of any financial outcome. All results are approximations based on the inputs provided and the general assumptions noted below. Actual costs, payments, and net proceeds may vary significantly based on your specific transaction, lender requirements, title company fees, negotiated terms, and other factors not reflected in these tools.

Mortgage Calculator: Monthly payment estimates are based on a fixed-rate fully-amortizing loan. Adjustable-rate mortgages, interest-only loans, and other loan structures will produce different results. Interest rates shown are for illustrative purposes — your actual rate will be determined by your lender based on your credit profile, loan type, and current market conditions. Property tax rates are based on the Clark County, Nevada median effective rate of 0.48% and may vary significantly by property location, assessed value, and applicable exemptions. Insurance rates are estimates — obtain an actual quote from a licensed insurer. PMI rates vary by lender and loan terms.

Net Proceeds Calculator: Transfer tax rates reflect Clark County, Nevada figures as of 2026 ($2.55 per $500 of value) per the Nevada Department of Taxation and the Clark County Recorder's Office. Title insurance premiums are estimates — actual premiums are set by your title company and may differ. Escrow and closing fees vary by title company and transaction complexity. Commission and brokerage fees are not included in this calculator and will be discussed in your consultation per NRS 645.254 (Negotiability of Compensation). Prorated taxes, HOA assessments, and other items appearing on your final settlement statement may differ from estimates shown here.

Not Financial or Legal Advice: You Decide Realty LLC and its agents are licensed Nevada real estate professionals, not financial advisors, mortgage brokers, tax advisors, or attorneys. These tools are provided for general informational purposes only. Consult with a licensed lender, CPA, and/or attorney before making financial decisions. Per NRS 645, all real estate compensation is negotiable and must be disclosed in writing prior to execution of any listing agreement.

© 2026 You Decide Realty LLC  ·  Nevada Broker License B.1003067  ·  5550 Painted Mirage Rd #440, Las Vegas NV 89149  ·  702-843-0044
© 2026 You Decide Realty LLC  ·  Nevada License B.1003067  ·  Ken Calder B.1001776  ·  Yorgho Triantaphyllou B.1003067
5550 Painted Mirage Rd #440, Las Vegas NV 89149  ·  702-843-0044  ·  Equal Housing Opportunity  ·  Per NRS 645.252
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